Running a homestead (or household in general) can be an expensive enterprise. So can living in the country for that matter! Many folks striving towards self sufficiency will argue that you shouldn’t go into debt to do it and I’m inclined to agree. Using credit or borrowing money from a bank and self sufficiency are essentially opposites. In general debt isn’t a good thing so if you can avoid it I would.
So if we’re trying to avoid debt to do what we love, then we need to find areas to cut/decrease costs so we can afford that new greenhouse, fencing, new grain mill or whatever it is you’re saving up for. Here’s some of the areas our family works on in order to keep the budget reasonable and not rack up debt doing what we love.