
My husband went back to school full time, which means we’re now surviving off one income – mine. Obviously we’re not the first family to drop down to one income. In fact, we’re better off in a lot of ways than other families who take this plunge. Our situation is temporary and will eventually lead to a new income bracket, we’re used to living the frugal life, and we don’t have a lot of the responsibilities (like children, consumer debt, or a mortgage) that other couples carry. That said, this transition is still nerve-racking and frustrating. A number of things have smoothed the transition, and I’m sharing them here in the hopes that they may help someone else.