Here were are in 2016; I can hardly believe it. What I can believe is that many of us made some bad money decisions last year. But I have some money saving lessons for the new year to help you get off to the right start!
First let me start by saying that beating yourself up for your mistakes is not the right way to start. I think that blame/shame keeps us frozen and not taking any forward action. So if you’ve been doing that, stop.
Ok, enough with the self-help talk. Let’s get down to some nitty-gritty money saving lessons!
“True economy consists in always making the income exceed the outgo.” – PT Barnum
MONEY SAVING LESSONS FOR THE NEW YEAR
Credit is so over…ditch that plastic dead weight! Make 2016 your year of CASH.
Entertain yourself at home. Pop some popcorn and see what the latest flick on Netflix is – stop spending $50+ going to the movies or out to dinner. Our family loves playing games together; some of our favorites are Dutch Blitz, Apples to Apples and our newest card game Five Crowns.
Focus on quality with big purchases. If you are planning to make any big purchases this year, save up your money for quality instead of the first thing you can afford. It may take a little longer but the chances are greater for well-made items to stand the test of time; which saves you a lot in the long run.