I know several people that are struggling financially right now. Some because they went a little overboard during the holidays but some are struggling due to circumstances completely unforeseen & out of their control. Sometimes people find themselves with a large unexpected bill or maybe laid off either temporarily or permanently and BOOM – financial adjustments must be made sooner rather than later. Of course families are varied and the journey to a more secure financial future will be different for each family’s circumstances. Some have very young children or teens living at home, some are single while yet others are empty nesters. Some families must work extended hours or deal with long commutes & some are stay-at-home parents. But there are some aspects of financial wellness that often remain the same no matter where you are in life – you find that by just cutting your waste that your finances are much more positively aligned. I certainly found that to be the case when we were adjusting our finances due to shortfalls.
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